Current CD/IRA and Interest Rates

For more information, contact our Retail Banker at:  (763) 494-9800

Interest Rates Subject to Change Without Notice. See below for further details.

Certificate of Deposit & IRA AccountsMinimum Opening Deposit Daily Collected Balance to Obtain APYInterest RateAPY*
6 month$1,000.00 $1,000.00 0.85%0.85%
12 month$1,000.00 $1,000.00 1.00%1.00%
18 month$1,000.00 $1,000.00 1.15%1.16%
24 month$1,000.00 $1,000.00 1.25%1.26%
36 Month$1,000.00 $1,000.00 1.35%1.36%
60 Month$1,000.00 $1,000.00 1.45%1.46%
Eagle’s Nest Money Market Accounts
AmountDaily Collected Balance to Obtain APYInterest RateAPY*
Tier 10.00%0.00%
Tier 2$1,000.00 0.02%0.02%
Tier 3$10,000.00 0.05%0.05%
Tier 4$25,000.00 0.07%0.07%
Tier 5$50,000.00 0.10%0.10%
Golden Eagle Checking (55+)
AmountAverage Daily Collected Balance to Obtain APYInterest RateAPY*
Tier 1$0.010.02%0.02%
Tier 2$1,000.00 0.05%0.05%
Tier 3$10,000.00 0.07%0.07%
Tier 4$25,000.00 0.10%0.10%
Tier 5$50,000.00 0.15%0.15%
** $100.00 min. opening deposit
Interest-Bearing AccountsMinimum Opening DepositAverage Daily Collected Balance to Obtain APYInterest RateAPY*
Interest Checking$100.00$0.010.01%0.01%
Interest-Bearing AccountsMinimum Opening DepositDaily Collected Balance to Obtain APYInterest RateAPY*
Regular Savings$50.00$0.010.02%0.02%

* Annual Percentage Yield (APY): A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year. Checking, Savings and Money Market Accounts:  Interest rate and APY are variable and may change after account opening.  Fees may reduce earnings. Certificates of Deposit:  The interest rate and APY are fixed for the term of the CD.  Penalty may be imposed for early withdrawal. Golden Eagle Checking:  Customer must be 55 years of age or older at time of opening account. Stop in and see, or call our Eagle Community Bank Retail Banking Officer for more information regarding this account’s Terms & Agreement.

Deposit Interest Rates

Click HERE to view our current Rates & Specials.